Paddy Power Acca Insurance – What Is It & How It Works?

A bookmaker famous for their unique promotions and bonus opportunities, Paddy Power offer an acca insurance promotion available on all sports and all markets, except for horse racing. In this article we're going to guide you through how registered Paddy Power accounts can access this fantastic offer, along with all the terms and conditions you need to know.

What is Paddy Power Acca Insurance?

Accumulator insurance is one of the most popular promotions on the scene right now. Most bookies offer some form of Acca Insurance, so what makes Paddy Power's Acca Insurance stand out?

Paddy Power's Acca Insurance gives you your money back as a Free bet when one leg lets you down. This offer applies to pre match accumulators or Bet Builder bets that contain five or more legs. Available to new and existing customers, the offer applies to all sports and all markets, with the exception of horse racing.

If one leg fails to win, you'll receive your stake back as a free bet. Currently, there is a max acca free bet of £50 at Paddy Power. The offer becomes accessible when you place a pre match accumulator bet or build your own bet of five or more legs. It doesn't apply to in-play bets or enhanced match odds markets.

For an overview of Paddy Power's Acca Insurance, take a look at the table below. We'll go into detail about the offer and how you claim your Free bets shortly.

Eligible Sports/Markets

All (except horse racing and greyhound racing)

Max Refund £50
Minimum Odds

3/1 (4.0) Total Bet

Minimum Selections


Refund credited as

Free bets

How Paddy Power Acca Insurance Works?

Let's look in more detail about how Paddy Power's Acca Insurance works. It's available for all accumulator bets as well as all Bet Builder wagers. So, place a bet of at least five folds either as an accumulator, or use the build a bet function and place same game multi bets to create you own wager.

For an accumulator bet, minimum odds of the total bet needs to be 3/1. The same rule for bet builder bets applies. Any bets placed at shorter odds won't count as a qualifying bet. You can get one Free bet per day, for a example, if you place a qualifying accumulator bet twice, you'll only get one Free bet opportunity.

If a leg of your acca bet or build a bet is postponed or abandoned, meaning you now only have four or less legs in your bet, you won't qualify for the offer.

As ever, the terms and conditions of this offer can change at any time. Make sure you read and understand all the t's and c's before you place your bet.

We'll show you an example shortly of how to use Paddy Power's Acca Insurance. Place an accumulator bet or build a bet that features five legs or more at the terms stated. If one leg fails to win, you will receive your stake back as a Free bet, with a maximum refund of £50.

Example Of Paddy Power Acca Insurance

Let's show you an example of how Paddy's Acca Insurance works. For this example, we'll keep it as simple as possible to explain concisely. We'll use football as our example, using the Win market for the Premier League.

Firstly, log in to your Paddy Power account. If you've not yet created an account here, we'll show you how to do this in a moment. Choose the sport you want to bet on from the menu, in our example we've used football and the English Premier League. Remember, this offer is available on all sports, with the exception of horse racing and greyhound racing.

Paddy Power Acca Insurance rules dictate that you can choose whichever market you wish, except for any Enhanced Match Odds markets or Power Prices. Popular markets include the Score Anytime, Correct Score and Both Teams To Score. For ease, we're going to choose the Win market. Click on the odds you want to bet on and these will be added to your betting slip. Your acca needs to feature at least five legs to qualify for this offer. There are no minimum odds per selection, so long as the total odds of your bet are at least 3/1.

As you can see in the example above, we've made five selections and our total odds is 36.86/1. This means we qualify for Acca Insurance. We can now enter our stake and place our bet. We can place any stake between £1 and £50. We can place more if we wish, but the maximum refund we can receive is £50.

Once we've placed our bet, we wait for the results to come in. If one of our selections fails to win, we will receive our stake back as a Free bet, up to a maximum of £50, after the final game has been played. You can then use your credited free bet stake on another accumulator or build your bet markets.

How To Claim Paddy Power Acca Insurance?

Before you can claim this Acca Insurance, you first need to sign up to Paddy Power. Doing so is a simple process, we'll go through each step now.

Firstly, head over to the Paddy Power site. You can do this via any of the links on this page. Hit the Join Now icon and you'll be taken to the registration form.

Next, complete the sign up form. Make sure the information you enter is valid and accurate. Paddy Power employ a Know Your Customer scheme to ensure the safety and security of their members.

You also have an option to set a deposit limit. Choose a time period, either daily, weekly or monthly. It's a good idea to do this, as it helps you manage your bankroll effectively.

Before you complete your sign up, check what current new customer offers are available. Of course, no offer or promotion can guarantee profits, but there could be options to qualify for Free bets or a deposit match.

Once you've completed your form, you can now make your first deposit. Once you've transferred funds into your betting account, you can place your first bet.

Paddy Power Acca Insurance Key T&C

As with all bookmaker offers, the Paddy Power money back Acca promotions comes with a series of terms and conditions. Below, we've listed all key Paddy Power Acca Insurance terms. Be aware, though, that these terms are subject to change, for example, the amount you can receive back changes monthly.

  • Available to all customers

  • Applies to all Acca and Bet Builder bets

  • Applies to all sports except horse racing and greyhound racing

  • Applies to all markets except Enhanced Match Odds and Power Prices

  • Bonus element between £1 and £50

  • Free bet valid for seven days

  • Free bet valid on Acca and Build your Bet markets

Key Points About Paddy Power Acca Insurance

The best bookies tend to offer some version of accumulator insurance. There are a couple of key differences between what Paddy Power offer and what's available at their competitors. At other bookmakers, only deposits made by certain methods can qualify for an offer such as this. At Paddy Power, you can qualify for Acca Insurance no matter which method you used to have your bet funded.

You can receive one refund per day with Paddy Power's Acca Insurance. Your first qualifying bet of the day will be the one that counts. You can place more accumulators if you wish, but only the first will qualify for this promotion.

The terms of this promotion vary from month to month. This includes the number of legs required, for example currently any bets with less than five matches or legs won't qualify, on another occasion this might be reduced to less than four matches or legs. In addition, the maximum Free bet you can receive is also subject to change.

How & When is a Refund Paid?

If you have a bet qualify for a refund with Acca Insurance, Paddy Power will pay out when your bet fully settles. You can then use your Free bet on any eligible markets. Any subsequent winnings made from Free bets won't include the Free bet stake.

A refund is paid out if one of your selections in your accumulator lets you down. The same rules apply to any build your own bet markets you place a wager on. If you are entitled to Free bets, they will be credited instantly or shortly after your bet settled.

Your max refund is £50. Your potential Free bet ranges from £1 to £50, depending on your initial stake. You can only use your Free bets on accumulators and build your bet markets.

Any Free bets you receive will be active for seven days, so make sure you use them before they expire.

Acca Insurance Tips

There are a variety of strategies that you could consider when looking for Acca Insurance tips. Many bettors like to use a promotion such as this to bet on odds they might not usually consider. For example, it can be tempting to bet on longer odds, knowing that if one selection fails to win, they'll get their stake back.

This isn't a great strategy. All betting is risky, there are no guaranteed profits in any form of betting. Maybe one selection will let you down, and so you'll receive a Free bet. But maybe two or more selections fail to win and so you've lost your stake on a bet you wouldn't normally consider.

Instead, it might be a better idea to research your bets and don't bet on anything out of the ordinary. Stick to the sports and markets you know well, as to reduce the risk of you losing your bankroll. In addition, think about the number of legs this promotion requires. Currently, the offer asks for five legs, and so it's even riskier to add more selections to this number.


Paddy Power's Acca Insurance is one of the more attractive Acca promotions in the industry right now. You can bet on a whole host of sports and markets, with a possible refund of £50. It's extremely easy to qualify for, too. So long as you conduct your research and approach your betting with a strategy, you could find you can protect your stake with this offer.

Frequently Asked Questions

Does Paddy Power Have Acca Insurance?

Yes, Paddy Power's Acca Insurance is available to all eligible customers. The terms and conditions of the offer can change, but you can find up to date terms in the main article above. Currently, Paddy Power rules state that you can receive your stake back up to £50 on accumulators of five legs and above.

What Is Paddy Power Acca Insurance?

Paddy Power's Acca Insurance can help protect your stake should one leg of your accumulator bet lets you down. If you place a five fold accumulator or multi-bet, and one leg fails to come in or a team loses, you'll receive your stake back as a free bet, up to £50.

How to Use Paddy Power Acca Insurance?

You can use Paddy Power's Acca Insurance on accumulators with five folds or more. You can also use this insurance when you build your own bet. All sports and markets are eligible, with the exception of horse racing and greyhound racing.

How Often Can I Use Paddy Power Acca Insurance?

Each customer can receive one max free bet/refund bets per day, which is the day of bet settlement.

Does Paddy Power Acca Insurance Available in Shop?

Paddy Power in shop Acca Insurance is unavailable. Only bets placed online are eligible. Any retail shops bets will not qualify for this offer.

What Is Paddy Power Acca Boost?

Paddy Power's Acca Boost did give customers up to 20% extra on winning accumulator bets. Currently, this offer isn't available but we will update you with details if it returns.

Is there Acca Insurance for Bet Builder Bets?

Yes, Paddy Power customers can combine this Acca Insurance offer with a build your own bet. The terms and conditions are the same as they would be if you were placing a straight accumulator bet.

Is there an Acca Insurance Coupon at Paddy Power?

To access Acca Insurance, Paddy Power customers should head to the Promotions tab once they've logged into their account. From the Acca Insurance promo, you can start betting. Alternatively, head to the sport or event you wish to bet on and you'll find eligible match events have the Acca icon next to it.

Post by:

Andy H
Andy H
Site Manager
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