Money Train 3: Design and Theme
🖼️ Graphics
Money Train 3 looks like a hybrid of steampunk and cyberpunk: the familiar cowboys now wear lens goggles, and the train itself resembles a battle robot. The reels are built directly into the iron machine, while the symbols feature gang members and stylised card suits. The atmosphere is dark, metallic, and illuminated by neon lights — as if you’ve stepped into a saloon of the future.
🎶 Sound
The soundtrack sticks to western motifs but runs them through synthesised and electronic rhythms. It’s not just background music — it constantly builds tension, as if every spin could erupt into a shootout. The sound effects keep up the pace: metallic clanks, clicks, and robotic noises make it feel like you’re sitting not on a train, but inside a cyberpunk locomotive. Altogether, it works to shake off the image of a “cowboy casino” and transport you into a world of steel and neon.
Money Train 3 Mechanics
|
🥁 Grid Size |
5x4 |
|
📊 Paylines |
40 |
|
➕ Bonus Game |
✅ |
|
🤑 Jackpot |
❌ |
|
💸 Extra Bet / Ante Bet |
❌ |
|
🪂 Fixed Multipliers |
✅ |
|
♻️ Respins |
✅ |
|
❎ Gamble |
❌ |
Winning Combinations
To better understand how to play Money Train 3, take a close look at the paytables.
Top Symbols:
|
Symbol |
3 |
4 |
5 |
|---|---|---|---|
|
Cowboy (red frame) |
x0.8 |
x4 |
x20 |
|
Man with glasses |
x0.6 |
x3 |
x10 |
|
Guy in respirator |
x0.5 |
x2.5 |
x9 |
|
Girl with blue hair |
x0.5 |
x2 |
x8 |
Base Symbols:
|
Symbol |
3 |
4 |
5 |
|---|---|---|---|
|
Spades (red) |
x0.2 |
x1 |
x5 |
|
Hearts (yellow) |
x0.2 |
x1 |
x4 |
|
Clubs (green) |
x0.2 |
x0.7 |
x3.5 |
|
Diamonds (blue) |
x0.2 |
x0.7 |
x3 |
Special Symbols
- Wild (Gas Mask): substitutes for all paying symbols; pays the same as the top symbol (x0.8 / x4 / x20).
- Scatter: triggers the Money Cart bonus when 3 or more symbols land. If one of them is a Golden Bonus (persistent), it activates even before the first spin.
- Number Symbol: appears only in the Money Cart bonus. Displays a value from x1 to x10 of the bet. It sticks to the reels until the end of the bonus and contributes to the total win calculation.
Money Cart Special Symbols (Regular):
- Collector — collects all visible values and adds them to itself.
- Collector-Payer — selects 3–5 targets, adds their values to its own, and pays the updated total back to the chosen targets.
- Sniper — doubles the values of 3–8 other symbols, possibly hitting the same one multiple times.
- Necromancer — revives 2–7 already used non-persistent special symbols.
- Absorber — removes all regular bonus symbols (with numbers).
- Tommy Gun Sniper — selects a target and doubles its value 2–6 times.
- Tommy Gun Payer — grants x5–x100 and adds that value to a random symbol 3–10 times.
Persistent Special Symbols:
- Persistent Collector, Sniper, Collector-Payer, Necromancer — behave the same as their regular versions, with one difference: their effects trigger at the end of every new spin.
- Persistent Shapeshifter — changes its ability type after each spin, becoming one of the following: Collector, Collector-Payer, Sniper, Tommy Gun Sniper, or Tommy Gun Payer.
Bonus Game
The Money Cart bonus works as follows:
- Start: 3 spins; every new symbol resets the counter back to three.
- The symbols that triggered the bonus immediately display their values (x1–x10).
- Only number symbols and special symbols appear on the reels.
- Filling an entire column unlocks an extra reel — up to two additional reels in total.
- All values collected during the bonus are added together and paid out at the end of the round.
RTP, Volatility, Max Win
In the base game, the RTP is 96.1%, while buying the bonus slightly increases it — up to 96.5%. In certain slot versions (depending on the casino and jurisdiction), the RTP may be reduced to 94% or even 90%. It’s best to check this parameter in the info menu of the specific operator. Volatility is extremely high. The maximum win is x100,000. Once this value is reached, the bonus round ends instantly, the payout is fixed, and the game returns to the base mode.
Our Verdict
Money Train 3 feels like a natural yet slightly insane step forward for the series. In the first instalment, we were introduced to the idea of the train and symbol collection; in the second, the developers strengthened the mechanics and tension; and in the third, they hit full throttle — with persistent symbols, even more special effects, and a win cap of x100,000.
This slot isn’t about quick wins. It can keep you on edge for hundreds of spins before the Money Cart finally unlocks. But when the bonus does trigger, chaos breaks loose on the screen — with Collectors, Snipers, and the ever-changing Shapeshifter in play. It’s both thrilling and exhausting — definitely not for those who just want “a couple of spins to relax.”
For those who want to see how the series evolved, Money Train 2 is the best place to start: it offers similar mechanics and a different setting but with a more restrained pace. And if you’re drawn to the cyberpunk aesthetic of the third instalment and want something else in a similar spirit, try Cyber Wolf — it also blends futurism with sharp, demanding maths.
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